Braces Payment Plans & Insurance
Hannah Orthodontics offers no-interest, in-house payment plans, a 5% discount for payment in full, and we file insurance claims on your behalf. Treatment cost depends on your case and is quoted at your free consultation before you commit to anything.
Cost is usually the first real question, and it should be. Orthodontic treatment is a significant investment, and you deserve straight numbers before you decide anything.
Here is how we handle it: your consultation is free. We examine your teeth, tell you what treatment we recommend, and give you the actual cost for your case. Then we walk through the payment options and you decide.
We have been caring for Kansas families since 1959, across five offices. In that time we have learned that families want clear answers about cost, so we give them.
Payment Options
Pay in full - 5% discount
Settle the full treatment fee up front and we take 5% off. The simplest option, and the least expensive overall.
No-interest payment plan - from $100/month
Our most popular option. After an initial down payment, the balance is spread across the course of your treatment in monthly installments.
The figure you agree to at the start is the figure you pay.
Automatic payments
Set up monthly automatic payments from a checking account or card. We accept Visa, MasterCard, American Express and Discover.
Flexible schedules
Monthly does not suit everyone. Quarterly, semi-annual and annual arrangements are available - talk to your treatment coordinator and we will build something workable.
Online account access
Make payments and check your balance any time by logging into your account through our website.
Insurance
If you have orthodontic benefits, we will help you use them.
We file your claims for you. You do not need to chase paperwork or work out what your plan covers - we handle the submission and follow-up, and we work to secure the maximum benefit available under your individual policy.
Bring your insurance information to your free consultation and we will tell you what your plan covers before treatment begins.
HSA and FSA Funds
Orthodontic treatment is an eligible expense under most Health Savings Accounts and Flexible Spending Accounts, and we accept both.
If you have an FSA, it is worth checking your plan year end date - FSA funds typically do not roll over, so timing your treatment start can make a real difference to what you spend out of pocket.
What Determines the Cost
Orthodontic fees are not one-size-fits-all. Your cost depends on:
- How much correction your teeth need - a minor alignment case and a complex bite correction are different pieces of work
- How long treatment takes - longer treatment means more appointments and more appliances
- Which treatment you choose - metal braces, ceramic braces and clear aligners are priced differently
Every smile is different, so we give you your exact cost at your free first visit, before you decide anything. Your free consultation gives you a real figure for your actual case.
Frequently Asked Questions
Do you offer payment plans?
Yes - no-interest, in-house plans starting at $100 a month after an initial down payment. The financing is ours, so there is no third-party credit application.
Is there interest on your payment plan?
No. Our installment plan carries no interest, and there is no promotional rate that later increases.
Do you require a down payment?
Yes, our monthly plan begins with an initial down payment. The amount depends on your treatment and total fee, and you will know it before you agree to anything.
Do you take my insurance?
While we are not in-network with all PPO plans, we accept most PPO plans, handle direct billing, and accept assignment of benefits when allowed. File claims on your behalf. Bring your details to your free consultation and we will confirm your coverage.
Can I use my HSA or FSA?
Yes. Orthodontic treatment is an eligible expense under most HSA and FSA plans.
Is there a discount for paying in full?
Yes - 5% off the total treatment fee.
What payment methods do you accept?
Visa, MasterCard, American Express, Discover, automatic bank withdrawal, and online payments through your account.
How much do braces cost?
It depends on your case, which is why we quote after examining your teeth rather than before. Your consultation is free and carries no obligation.
